Crypto staking calculator
Enter how many tokens you stake, the advertised APR, how long you stake and whether rewards are restaked. The calculator gives the reward in tokens, the total you end with, the effective APY after the validator's commission, and the value of it all at a token price you choose.
Runs in your browser: nothing you enter is sent anywhere.
How to use it
- Enter the tokens staked and the staking APR.
- Enter the staking period in months.
- Choose how often rewards are restaked: not at all, daily, weekly or monthly.
- Enter the validator commission if the APR is before it, and a token price for values in money.
Net rate r = APR × (1 − commission ÷ 100).
- Simple: reward = tokens × r × months ÷ 12
- Restaked n times a year: reward = tokens × ((1 + r/n)^(n × months ÷ 12) − 1)
- APY = (1 + r/n)^n − 1 (daily n = 365, weekly 52, monthly 12)
- Value = tokens × token price
Worked example
1,000 tokens at 8% APR for 12 months, price 2.50, no commission.
- Not restaked: 1,000 × 0.08 = 80 tokens, 1,080 in total, worth 2,700.00; the reward alone is 200.00.
- Restaked monthly: 1,000 × (1.0066667¹² − 1) = 82.9995 tokens, APY 8.3 %.
With a 10% APR, 10% commission and daily restaking, the net 9% grows into an APY of 9.416%: 94.1621 tokens on 1,000 in a year.
Tips
- Compare offers by APY, not APR, when one restakes automatically and the other does not.
- High advertised rates often come from new token issuance: your share of the network grows, but the token price may not.
- Check the minimum stake, the unbonding period and slashing rules of the network before staking.
Frequently asked questions
What is the difference between APR and APY in staking?
APR is the simple yearly rate. APY includes compounding: if rewards are restaked, they earn rewards too. 8% APR restaked monthly is an APY of 8.30%.
How is the reward calculated?
Net rate r = APR × (1 − commission). Without restaking: tokens × r × months ÷ 12. Restaked n times a year: tokens × ((1 + r/n)^(n × months ÷ 12) − 1).
Is the APR shown by validators already after commission?
It depends on the wallet or exchange. If the rate you see is already net, leave the commission at 0. If it is the network's gross rate, enter the validator's commission.
Why is the value in money only an estimate?
Rewards are paid in tokens, and the token price will change. The calculator uses the single price you enter for both the stake and the rewards; it does not fetch prices.
Are unbonding periods and lockups included?
No. Many networks lock tokens for days or weeks after unstaking and pay no rewards meanwhile. Shorten the period if part of it is spent unbonding.